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All agents are NOT alike! Find out why The TAG Team is the top real estate team for the Northland. Call us: (816)268-4444.
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There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
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"Timely and Minimum-Hassle"
"Thank you for your assistance in enabling me to sell my aunt's home in a timely and minimum-hassle manner."
Rodger Lindgren
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 Welcome > Owe More Than You Own?...
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Do you owe more money on your home than it would sell for in today's market? We can help!  Are you behind on your payments and facing foreclosure? Have you just lost your job, or been laid off and don't know how you are going to pay your mortgage? Unfortunately, these are the tough times we live in. Hardworking people are losing their homes and feeling frustrated and helpless. We want to help! Although the road is not exactly easy, it sure beats having a foreclosure on your credit record. We can work with you and your lender(s) to short sale your home without going to foreclosure. In a short sale, we help you sell your home and the bank agrees to settle the outstanding balance for less than (or short of) what you owe. You have questions and we have answers! Contact us and we would be pleased to consult with you. There is no obligation to use our services...this is strictly a fact-finding endeavor to see if we are best suited to get you where you need to be. Any information you give us is held in the strictest of confidences. We do not share your information with third parties without your express permission.
First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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| Q |
What five basic components of a "smart home" can be controlled by technology?
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| A |
Lighting and window treatments, security and access control, data communication, environmental/energy management, and audio/video entertainment can all be operated by a "smart home". |
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