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The TAG Team, REALTORŪ, real estate agents and broker for Kansas City, Smithville and North Kansas City Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >Your Financial Cushion

When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.

First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.

A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.

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Real Estate Trivia
Q 
What 45,000 sq.ft. home on 5-acres on Lake Washington is described as an 'adventurous house' by its owner?

A 
The home of Microsoft's Bill Gates ($40+ million) has a wall of 24 video monitors featuring art and film and a 60-foot pool.
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The TAG Team, REALTORŪ, real estate agents and broker for Kansas City, Smithville and North Kansas City Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

The TAG Team
Keller Williams Northland Partners

7915 N Oak Tfwy.
Kansas City, MO. 64118
TAG Team office: 816 268-4444
Keller Williams office: 816 452-4200
Buyer Specialist: 816 721-9400
e-Fax: 816-326-3620
Email: TheTAGTeam@NUMBER1EXPERT.com

Let The TAG Team's experience WORK for you. Consistently a Top Producing Agent in the Top 1% of Kansas City Real Estate Sales, no other real estate agent, team or company can match the The TAG Team's results in our marketplace.

Equal Housing MLS REALTOR


Keller Williams Northland Partners real estate and homes for sale in Kansas City, Smithville and North Kansas City Missouri

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