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The TAG Team, REALTORŪ, real estate agents and broker for Kansas City, Smithville and North Kansas City Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Buyers Remorse >First Time Loans

Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.

Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.

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Real Estate Trivia
Q 
What are considered the ideal conditions for a buyer's market?

A 
In a buyer's market, there are more houses for sale than buyers, homes take longer to sell, and sellers may have to cut prices.
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The TAG Team, REALTORŪ, real estate agents and broker for Kansas City, Smithville and North Kansas City Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

The TAG Team
Keller Williams Northland Partners

7915 N Oak Tfwy.
Kansas City, MO. 64118
TAG Team office: 816 268-4444
Keller Williams office: 816 452-4200
Buyer Specialist: 816 721-9400
e-Fax: 816-326-3620
Email: TheTAGTeam@NUMBER1EXPERT.com

Let The TAG Team's experience WORK for you. Consistently a Top Producing Agent in the Top 1% of Kansas City Real Estate Sales, no other real estate agent, team or company can match the The TAG Team's results in our marketplace.

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